AI-managed Earn Vaults

Deposit once, receive vault shares, and let the AI Agent optimize yield across 10+ DeFi protocols — 24/7. Non-custodial. Approved strategies only (policies enforced onchain). Productive collateral on Ripe.

Simplicity

Deposit once. Hold the shares.

Receive ERC-4626 vault shares that appreciate as yield accrues. No manual routing, reward claims, or rebalancing.

Risk-Adjusted

Beyond headline APY.

The AI Agent weighs rates, liquidity, incentives, and exit risk across approved protocols instead of chasing APY.

Instant Liquidity

Redeem anytime. Use anywhere.

Redeem in one transaction, or use vault shares across DeFi as collateral, in pools, or across chains.

Featured Earn Vaults

Live vaults with real-time APYs. Click any vault to deposit.

$

_USD

USDC

Core

Amplified

B

_BTC

cbBTC

Core

Amplified

E

_ETH

WETH

Core

Amplified Vaults

Amplified yield built on Earn Vaults. Deposit USDC or BTC. The vault uses those yield-bearing shares as collateral on Ripe, borrows GREEN, and deploys that capital into additional yield strategies. This adds a second yield layer on top of Earn Vault returns. The AI Agent manages all allocation, leverage, and risk — monitoring debt positions 24/7 to prevent liquidations.

Core Vaults

Passive yield optimization across approved lending protocols on Base. The AI Agent handles routing, rebalancing, and compounding automatically.

Hightop already uses Underscore Earn Vaults in production.

A live proof point: Hightop uses Underscore Earn Vaults so user deposits keep earning while routing, rebalancing, and compounding happen underneath.

Use vault shares as productive collateral on Ripe.

Keep yield running underneath while one loan is backed by all your productive positions.

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